Frontwave Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 37,413,101 | 33,716,882 | 3,696,219 | 30.8 | 30% |
| 2012 | 37,986,346 | 33,101,523 | 4,884,823 | 33.2 | 33% |
| 2013 | 38,057,489 | 33,941,428 | 4,116,061 | 33.8 | 32% |
| 2014 | 36,963,311 | 32,867,200 | 4,096,111 | 36.4 | 34% |
| 2015 | 38,719,897 | 34,173,580 | 4,546,317 | 36.2 | 34% |
| 2016 | 42,280,528 | 37,602,501 | 4,678,027 | 33.7 | 32% |
| 2017 | 46,160,561 | 43,514,452 | 2,646,109 | 30.0 | 26% |
| 2018 | 50,684,415 | 46,730,966 | 3,953,449 | 28.5 | 32% |
| 2019 | 53,287,865 | 55,659,320 | −2,371,455 | 24.5 | 28% |
| 2020 | 55,457,162 | 51,514,512 | 3,942,650 | 28.2 | 31% |
| 2021 | 59,046,912 | 50,684,629 | 8,362,283 | 28.8 | 36% |
| 2022 | 64,162,592 | 58,586,804 | 5,575,788 | 17.6 | 33% |
| 2023 | 81,717,886 | 77,477,619 | 4,240,267 | 15.2 | 27% |
In its most recent public year (2023), this organization brought in $4,240,267 more than it spent. Its reserves stood at about 15.2 months of spending, down from 30.8 in 2011. Staff pay was 27% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
Frontwave Credit Union's IRS filings as a feed — one entry per filing year, through 2023. Add the address to any feed reader; in Slack, send /feed subscribe with it (pasting the link alone won't subscribe). How this feed works