E-Central Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 9,413,809 | 7,311,685 | 2,102,124 | 29.6 | 29% |
| 2012 | 9,282,966 | 6,679,125 | 2,603,841 | 37.1 | 35% |
| 2013 | 10,491,663 | 6,609,717 | 3,881,946 | 44.5 | 38% |
| 2014 | 9,197,430 | 7,026,197 | 2,171,233 | 45.6 | 38% |
| 2015 | 8,163,647 | 7,004,506 | 1,159,141 | 47.8 | 35% |
| 2016 | 8,114,893 | 7,257,389 | 857,504 | 47.5 | 36% |
| 2017 | 8,612,779 | 7,463,811 | 1,148,968 | 48.0 | 38% |
| 2018 | 8,821,797 | 8,042,041 | 779,756 | 45.7 | 37% |
| 2019 | 9,443,419 | 8,413,414 | 1,030,005 | 45.2 | 36% |
| 2020 | 8,455,835 | 8,497,041 | −41,206 | 44.7 | 35% |
| 2021 | 8,617,902 | 7,961,420 | 656,482 | 48.7 | 35% |
| 2022 | 8,949,930 | 7,392,790 | 1,557,140 | 55.0 | 34% |
| 2023 | 11,789,670 | 8,021,497 | 3,768,173 | 56.3 | 37% |
In its most recent public year (2023), this organization brought in $3,768,173 more than it spent. Its reserves stood at about 56.3 months of spending, up from 29.6 in 2011. Staff pay was 37% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
E-Central Credit Union's IRS filings as a feed — one entry per filing year, through 2023. Add the address to any feed reader; in Slack, send /feed subscribe with it (pasting the link alone won't subscribe). How this feed works