California Federal Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 144,885,317 | 140,425,127 | 4,460,190 | 34.6 | 33% |
| 2021 | 164,391,792 | 124,229,218 | 40,162,574 | 41.0 | 38% |
| 2022 | 152,708,557 | 129,286,444 | 23,422,113 | 24.6 | 40% |
| 2023 | 204,850,638 | 184,990,439 | 19,860,199 | 19.3 | 28% |
In its most recent public year (2023), this organization brought in $19,860,199 more than it spent. Its reserves stood at about 19.3 months of spending, down from 34.6 in 2020. Staff pay was 28% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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