everyledgerAn index of 679,731 U.S. nonprofits · computed from public IRS filings · current through 2024

Keypoint Credit Union

San Jose, CA / EIN 94-2600376 / Form 990 / latest filing 2023
Operating record · U.S. dollars
Fiscal yearRevenueExpensesNetReserve mo.Staff %
201136,304,68133,581,0272,723,65423.236%
201232,289,75530,611,3831,678,37226.342%
201334,287,64729,980,0084,307,63927.740%
201439,703,12633,338,7266,364,40028.243%
201541,967,03735,657,0216,310,01628.344%
201644,715,21736,614,4018,100,81629.640%
201748,882,98443,974,8524,908,13225.936%
201860,051,02752,144,1897,906,83823.432%
201955,987,06752,479,5493,507,51824.935%
202051,308,72248,833,7782,474,94428.037%
202179,301,83651,441,70427,860,13231.741%
202269,312,50662,512,2946,800,21222.536%
202375,923,80970,460,5465,463,26318.531%

In its most recent public year (2023), this organization brought in $5,463,263 more than it spent. Its reserves stood at about 18.5 months of spending, down from 23.2 in 2011. Staff pay was 31% of spending.

Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings

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