Monterra Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 36,286,057 | 29,703,828 | 6,582,229 | 19.9 | 36% |
| 2012 | 36,316,937 | 30,270,293 | 6,046,644 | 21.9 | 38% |
| 2013 | 36,311,841 | 33,050,539 | 3,261,302 | 21.2 | 36% |
| 2014 | 52,112,302 | 33,280,609 | 18,831,693 | 27.9 | 36% |
| 2015 | 40,871,517 | 34,250,703 | 6,620,814 | 29.4 | 36% |
| 2016 | 44,636,286 | 35,826,050 | 8,810,236 | 31.1 | 37% |
| 2017 | 49,217,703 | 37,456,481 | 11,761,222 | 33.5 | 36% |
| 2018 | 55,562,052 | 40,673,896 | 14,888,156 | 35.2 | 35% |
| 2019 | 62,264,732 | 46,496,514 | 15,768,218 | 34.9 | 35% |
| 2020 | 64,270,513 | 50,133,413 | 14,137,100 | 35.7 | 36% |
| 2021 | 59,342,431 | 46,583,108 | 12,759,323 | 42.1 | 38% |
| 2022 | 70,068,460 | 51,836,419 | 18,232,041 | 41.5 | 37% |
| 2023 | 88,263,104 | 63,730,186 | 24,532,918 | 37.9 | 33% |
In its most recent public year (2023), this organization brought in $24,532,918 more than it spent. Its reserves stood at about 37.9 months of spending, up from 19.9 in 2011. Staff pay was 33% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
Monterra Credit Union's IRS filings as a feed — one entry per filing year, through 2023. Add the address to any feed reader; in Slack, send /feed subscribe with it (pasting the link alone won't subscribe). How this feed works