1st Northern California Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2017 | 15,355,417 | 13,080,009 | 2,275,408 | 67.1 | 33% |
| 2018 | 16,901,624 | 13,727,476 | 3,174,148 | 66.7 | 35% |
| 2019 | 18,570,510 | 16,286,171 | 2,284,339 | 57.9 | 31% |
| 2020 | 18,785,935 | 17,538,647 | 1,247,288 | 55.6 | 30% |
| 2021 | 16,968,805 | 15,410,058 | 1,558,747 | 64.5 | 35% |
| 2022 | 16,635,726 | 15,582,730 | 1,052,996 | 64.6 | 38% |
| 2023 | 21,217,660 | 18,195,169 | 3,022,491 | 57.2 | 37% |
In its most recent public year (2023), this organization brought in $3,022,491 more than it spent. Its reserves stood at about 57.2 months of spending, down from 67.1 in 2017. Staff pay was 37% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
1st Northern California Credit Union's IRS filings as a feed — one entry per filing year, through 2023. Add the address to any feed reader; in Slack, send /feed subscribe with it (pasting the link alone won't subscribe). How this feed works