Point West Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 5,045,652 | 4,329,793 | 715,859 | 24.9 | 35% |
| 2021 | 5,029,583 | 4,601,934 | 427,649 | 24.5 | 35% |
| 2022 | 5,970,956 | 4,941,470 | 1,029,486 | 25.3 | 36% |
| 2023 | 6,329,547 | 5,893,585 | 435,962 | 22.1 | 32% |
In its most recent public year (2023), this organization brought in $435,962 more than it spent. Its reserves stood at about 22.1 months of spending, down from 24.9 in 2020. Staff pay was 32% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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