Copper State Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 24,295,678 | 24,768,262 | −472,584 | 21.8 | 36% |
| 2021 | 24,147,951 | 23,249,594 | 898,357 | 22.4 | 41% |
| 2022 | 28,591,696 | 24,827,520 | 3,764,176 | 15.9 | 36% |
| 2023 | 33,889,730 | 32,395,591 | 1,494,139 | 13.9 | 29% |
In its most recent public year (2023), this organization brought in $1,494,139 more than it spent. Its reserves stood at about 13.9 months of spending, down from 21.8 in 2020. Staff pay was 29% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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