American Southwest Credit
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2019 | 10,913,661 | 8,791,342 | 2,122,319 | 31.2 | 33% |
| 2020 | 11,673,556 | 9,242,208 | 2,431,348 | 33.0 | 34% |
| 2021 | 11,665,017 | 8,981,965 | 2,683,052 | 37.5 | 36% |
| 2022 | 13,471,508 | 9,661,045 | 3,810,463 | 39.6 | 35% |
| 2023 | 16,759,365 | 13,222,669 | 3,536,696 | 32.1 | 30% |
In its most recent public year (2023), this organization brought in $3,536,696 more than it spent. Its reserves stood at about 32.1 months of spending. Staff pay was 30% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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