Pa Nj Credit Union Association
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 5,120,702 | 4,897,360 | 223,342 | 44.0 | 53% |
| 2021 | 5,967,329 | 4,725,015 | 1,242,314 | 49.7 | 53% |
| 2022 | 6,124,256 | 4,887,438 | 1,236,818 | 50.7 | 53% |
| 2023 | 6,746,845 | 5,320,930 | 1,425,915 | 50.9 | 50% |
In its most recent public year (2023), this organization brought in $1,425,915 more than it spent. Its reserves stood at about 50.9 months of spending, up from 44 in 2020. Staff pay was 50% of spending. $51,257 of its net assets are donor-restricted.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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