St Joseph Financial Services
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2019 | 257,389 | 232,134 | 25,255 | 1.3 | 52% |
| 2020 | 886,510 | 813,585 | 72,925 | 1.4 | 57% |
| 2021 | 1,046,409 | 1,051,585 | −5,176 | 1.1 | 44% |
| 2022 | 948,062 | 656,724 | 291,338 | 3.8 | 31% |
| 2023 | 2,861,620 | 3,642,253 | −780,633 | -1.9 | 41% |
In its most recent public year (2023), this organization spent $780,633 more than it brought in. Its liabilities exceeded its net assets — reserves were below zero (-1.9 months), down from 1.3 in 2019. Staff pay was 41% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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