Frontier Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2012 | 11,995,061 | 12,540,032 | −544,971 | 20.2 | 30% |
| 2013 | 16,295,548 | 13,609,830 | 2,685,718 | 21.2 | 35% |
| 2014 | 12,477,938 | 11,609,023 | 868,915 | 25.6 | 38% |
| 2015 | 13,194,302 | 12,583,037 | 611,265 | 24.1 | 34% |
| 2016 | 13,899,142 | 12,949,578 | 949,564 | 23.9 | 36% |
| 2017 | 15,670,345 | 13,906,690 | 1,763,655 | 23.9 | 34% |
| 2018 | 17,046,534 | 15,126,099 | 1,920,435 | 23.3 | 34% |
| 2019 | 18,410,798 | 15,088,746 | 3,322,052 | 26.5 | 36% |
| 2020 | 18,586,162 | 15,139,122 | 3,447,040 | 29.4 | 39% |
| 2021 | 25,224,569 | 19,734,323 | 5,490,246 | 25.7 | 40% |
| 2022 | 34,471,344 | 27,768,395 | 6,702,949 | 20.7 | 37% |
| 2023 | 40,379,652 | 37,338,126 | 3,041,526 | 16.0 | 29% |
In its most recent public year (2023), this organization brought in $3,041,526 more than it spent. Its reserves stood at about 16 months of spending, down from 20.2 in 2012. Staff pay was 29% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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