Civic Charter Lender Inc
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2017 | 25,909 | 0 | 25,909 | — | — |
| 2018 | 55,973 | 27,213 | 28,760 | 24.1 | 0% |
| 2019 | 58,344 | 50,066 | 8,278 | 15.1 | 0% |
| 2020 | 48,922 | 37,848 | 11,074 | 23.5 | 0% |
| 2021 | 17,369 | 8,160 | 9,209 | 122.4 | 0% |
In its most recent public year (2021), this organization brought in $9,209 more than it spent. Its reserves stood at about 122.4 months of spending. Staff pay was 0% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2021. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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