Americas Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2013 | 7,333,618 | 7,157,990 | 175,628 | 40.7 | 40% |
| 2014 | 7,375,049 | 6,948,005 | 427,044 | 42.7 | 41% |
| 2015 | 7,554,439 | 7,042,818 | 511,621 | 43.0 | 41% |
| 2016 | 8,372,844 | 7,888,341 | 484,503 | 43.6 | 39% |
| 2017 | 8,470,500 | 7,936,638 | 533,862 | 46.9 | 41% |
| 2018 | 8,994,363 | 7,229,751 | 1,764,612 | 54.4 | 38% |
| 2019 | 9,233,493 | 7,783,278 | 1,450,215 | 52.7 | 36% |
| 2020 | 9,885,620 | 9,238,730 | 646,890 | 57.6 | 39% |
| 2021 | 16,218,007 | 14,304,391 | 1,913,616 | 38.8 | 46% |
| 2022 | 17,980,276 | 15,331,949 | 2,648,327 | 38.3 | 51% |
| 2023 | 22,034,306 | 18,494,588 | 3,539,718 | 34.0 | 51% |
In its most recent public year (2023), this organization brought in $3,539,718 more than it spent. Its reserves stood at about 34 months of spending, down from 40.7 in 2013. Staff pay was 51% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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