Cooperative Teachers Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 3,086,812 | 2,521,796 | 565,016 | 42.5 | 19% |
| 2012 | 3,012,367 | 2,251,189 | 761,178 | 51.7 | 20% |
| 2013 | 3,181,152 | 2,540,718 | 640,434 | 48.8 | 20% |
| 2014 | 3,542,780 | 2,710,720 | 832,060 | 48.9 | 23% |
| 2015 | 4,356,867 | 3,342,898 | 1,013,969 | 42.0 | 23% |
| 2016 | 4,372,378 | 3,485,214 | 887,164 | 44.1 | 23% |
| 2017 | 4,972,431 | 4,056,027 | 916,404 | 40.7 | 24% |
| 2018 | 5,908,090 | 5,357,926 | 550,164 | 31.7 | 22% |
| 2019 | 5,917,733 | 5,683,444 | 234,289 | 30.8 | 21% |
| 2020 | 6,159,685 | 6,696,959 | −537,274 | 26.6 | 24% |
| 2021 | 6,624,468 | 6,286,846 | 337,622 | 27.0 | 26% |
| 2022 | 3,120,685 | 7,747,880 | −4,627,195 | 11.6 | 19% |
| 2023 | 7,427,752 | 7,135,138 | 292,614 | 8.8 | 20% |
In its most recent public year (2023), this organization brought in $292,614 more than it spent. Its reserves stood at about 8.8 months of spending, down from 42.5 in 2011. Staff pay was 20% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
Cooperative Teachers Credit Union's IRS filings as a feed — one entry per filing year, through 2023. Add the address to any feed reader; in Slack, send /feed subscribe with it (pasting the link alone won't subscribe). How this feed works