Union Pacific Employees Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2019 | 212,837 | 146,309 | 66,528 | 68.9 | 59% |
| 2020 | 197,055 | 151,703 | 45,352 | 70.1 | 58% |
| 2021 | 187,242 | 177,924 | 9,318 | 60.4 | 53% |
| 2022 | 192,198 | 151,756 | 40,442 | 74.0 | 61% |
| 2023 | 221,713 | 187,503 | 34,210 | 60.8 | 53% |
In its most recent public year (2023), this organization brought in $34,210 more than it spent. Its reserves stood at about 60.8 months of spending, down from 68.9 in 2019. Staff pay was 53% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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