Rio Grande Valley Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 3,565,908 | 3,470,409 | 95,499 | 25.4 | 34% |
| 2012 | 3,522,986 | 3,281,688 | 241,298 | 27.8 | 37% |
| 2013 | 3,494,268 | 3,238,550 | 255,718 | 28.8 | 40% |
| 2014 | 3,540,123 | 3,325,172 | 214,951 | 28.9 | 40% |
| 2015 | 3,644,199 | 3,460,915 | 183,284 | 28.4 | 40% |
| 2016 | 4,010,183 | 3,614,720 | 395,463 | 28.5 | 40% |
| 2017 | 3,871,241 | 3,609,819 | 261,422 | 29.4 | 43% |
| 2018 | 4,452,285 | 4,053,685 | 398,600 | 27.3 | 40% |
| 2019 | 4,868,881 | 4,029,028 | 839,853 | 31.1 | 42% |
| 2020 | 4,715,040 | 4,496,563 | 218,477 | 28.4 | 42% |
| 2021 | 4,865,424 | 4,386,631 | 478,793 | 30.4 | 44% |
| 2022 | 5,787,054 | 4,888,464 | 898,590 | 29.5 | 44% |
| 2023 | 7,638,833 | 5,113,482 | 2,525,351 | 34.1 | 45% |
In its most recent public year (2023), this organization brought in $2,525,351 more than it spent. Its reserves stood at about 34.1 months of spending, up from 25.4 in 2011. Staff pay was 45% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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