Mct Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 13,862,856 | 12,967,244 | 895,612 | 17.1 | 30% |
| 2012 | 13,972,749 | 12,694,447 | 1,278,302 | 18.0 | 31% |
| 2013 | 13,853,196 | 12,672,310 | 1,180,886 | 19.5 | 33% |
| 2014 | 14,088,285 | 12,617,467 | 1,470,818 | 21.9 | 34% |
| 2015 | 14,487,809 | 12,869,835 | 1,617,974 | 21.7 | 33% |
| 2016 | 14,535,178 | 13,783,792 | 751,386 | 20.3 | 32% |
| 2017 | 15,728,686 | 13,722,320 | 2,006,366 | 22.9 | 34% |
| 2018 | 16,112,684 | 14,161,193 | 1,951,491 | 23.5 | 34% |
| 2019 | 16,421,061 | 14,070,079 | 2,350,982 | 26.0 | 33% |
| 2020 | 15,531,663 | 14,415,621 | 1,116,042 | 25.4 | 33% |
| 2021 | 15,984,837 | 14,634,518 | 1,350,319 | 26.2 | 37% |
| 2022 | 17,733,954 | 16,167,383 | 1,566,571 | 19.8 | 36% |
| 2023 | 20,307,574 | 19,301,045 | 1,006,529 | 18.5 | 33% |
In its most recent public year (2023), this organization brought in $1,006,529 more than it spent. Its reserves stood at about 18.5 months of spending, up from 17.1 in 2011. Staff pay was 33% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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