Cooperativa De Ahorro Y Credito De Mayaguez
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 4,416,224 | 3,888,749 | 527,475 | 83.1 | 19% |
| 2021 | 4,205,135 | 3,736,834 | 468,301 | 88.2 | 20% |
| 2022 | 4,451,822 | 4,221,545 | 230,277 | 69.8 | 21% |
| 2023 | 8,769,209 | 4,602,270 | 4,166,939 | 72.8 | 22% |
In its most recent public year (2023), this organization brought in $4,166,939 more than it spent. Its reserves stood at about 72.8 months of spending, down from 83.1 in 2020. Staff pay was 22% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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