Cooperativa Ahorro Y Credito Pepiniana
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 3,932,481 | 4,151,035 | −218,554 | 43.3 | 14% |
| 2021 | 4,591,333 | 4,414,554 | 176,779 | 40.5 | 12% |
| 2022 | 4,922,172 | 4,222,523 | 699,649 | 41.5 | 15% |
| 2023 | 5,412,427 | 4,671,211 | 741,216 | 37.8 | 14% |
In its most recent public year (2023), this organization brought in $741,216 more than it spent. Its reserves stood at about 37.8 months of spending, down from 43.3 in 2020. Staff pay was 14% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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