Cooperativa De Ahorro Y Credito Dr M Zeno Gandia
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 9,815,718 | 9,284,362 | 531,356 | 50.8 | 22% |
| 2012 | 9,238,428 | 8,606,830 | 631,598 | 55.5 | 24% |
| 2014 | 8,908,608 | 8,171,766 | 736,842 | 61.2 | 25% |
| 2015 | 8,596,291 | 7,351,404 | 1,244,887 | 70.9 | 30% |
| 2016 | 7,592,966 | 6,997,358 | 595,608 | 75.4 | 29% |
| 2017 | 7,091,033 | 6,589,044 | 501,989 | 80.6 | 28% |
| 2018 | 8,371,762 | 7,360,068 | 1,011,694 | 75.7 | 25% |
| 2019 | 9,294,919 | 7,728,240 | 1,566,679 | 76.1 | 25% |
| 2020 | 10,322,702 | 9,580,820 | 741,882 | 64.6 | 21% |
| 2021 | 11,746,637 | 9,353,852 | 2,392,785 | 73.1 | 21% |
| 2022 | 11,452,610 | 8,905,119 | 2,547,491 | 81.7 | 23% |
| 2023 | 16,104,186 | 10,299,360 | 5,804,826 | 75.6 | 23% |
In its most recent public year (2023), this organization brought in $5,804,826 more than it spent. Its reserves stood at about 75.6 months of spending, up from 50.8 in 2011. Staff pay was 23% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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