Cooperativa De Ahorro Y Credito Camuy
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 11,309,056 | 7,118,766 | 4,190,290 | 133.0 | 25% |
| 2012 | 11,320,263 | 7,326,890 | 3,993,373 | 138.4 | 25% |
| 2013 | 12,234,564 | 6,351,387 | 5,883,177 | 186.5 | 8% |
| 2014 | 11,491,110 | 6,823,550 | 4,667,560 | 185.4 | 7% |
| 2015 | 11,451,446 | 7,080,130 | 4,371,316 | 177.8 | 7% |
| 2016 | 11,069,532 | 7,737,152 | 3,332,380 | 156.4 | 33% |
| 2017 | 10,666,741 | 8,336,989 | 2,329,752 | 137.4 | 31% |
| 2018 | 9,542,007 | 14,084,880 | −4,542,873 | 71.0 | 18% |
| 2019 | 11,189,413 | 8,314,605 | 2,874,808 | 116.6 | 33% |
| 2020 | 10,831,806 | 8,241,044 | 2,590,762 | 125.3 | 28% |
| 2021 | 14,864,863 | 9,593,850 | 5,271,013 | 121.4 | 26% |
| 2022 | 15,010,171 | 10,479,884 | 4,530,287 | 112.3 | 27% |
| 2023 | 20,587,482 | 13,653,220 | 6,934,262 | 85.5 | 22% |
In its most recent public year (2023), this organization brought in $6,934,262 more than it spent. Its reserves stood at about 85.5 months of spending, down from 133 in 2011. Staff pay was 22% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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