Cooperative Ahorro Y Credito De Aguadilla
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 7,531,389 | 6,821,277 | 710,112 | 41.4 | 13% |
| 2012 | 7,093,957 | 6,600,805 | 493,152 | 41.3 | 14% |
| 2013 | 7,037,046 | 7,771,527 | −734,481 | 23.0 | 15% |
| 2014 | 7,360,707 | 7,628,394 | −267,687 | 21.5 | 15% |
| 2015 | 6,564,539 | 5,847,235 | 717,304 | 42.4 | 18% |
| 2016 | 5,369,622 | 8,758,056 | −3,388,434 | 24.9 | 12% |
| 2017 | 3,864,773 | 5,426,743 | −1,561,970 | 35.0 | 21% |
| 2018 | 4,095,388 | 5,428,946 | −1,333,558 | 32.1 | 20% |
| 2019 | 5,849,426 | 5,310,769 | 538,657 | 33.8 | 20% |
| 2020 | 5,213,688 | 6,403,410 | −1,189,722 | 27.0 | 17% |
| 2021 | 6,490,918 | 6,407,005 | 83,913 | 27.9 | 18% |
| 2022 | 6,511,561 | 5,734,104 | 777,457 | 34.1 | 22% |
| 2023 | 8,169,219 | 7,305,724 | 863,495 | 28.4 | 19% |
In its most recent public year (2023), this organization brought in $863,495 more than it spent. Its reserves stood at about 28.4 months of spending, down from 41.4 in 2011. Staff pay was 19% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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