Cooperativa De Ahorro Y Credito De Isabela
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 16,144,690 | 12,062,717 | 4,081,973 | 134.3 | 4% |
| 2012 | 15,530,077 | 12,770,487 | 2,759,590 | 130.1 | 4% |
| 2013 | 15,145,660 | 11,332,752 | 3,812,908 | 149.8 | 18% |
| 2014 | 15,122,262 | 11,405,302 | 3,716,960 | 147.2 | 19% |
| 2015 | 14,969,685 | 11,451,394 | 3,518,291 | 143.0 | 19% |
| 2016 | 15,365,914 | 12,122,668 | 3,243,246 | 134.2 | 22% |
| 2017 | 13,404,081 | 11,894,477 | 1,509,604 | 131.8 | 23% |
| 2018 | 13,834,301 | 12,700,365 | 1,133,936 | 120.3 | 22% |
| 2019 | 14,428,836 | 13,144,663 | 1,284,173 | 108.7 | 21% |
| 2020 | 14,688,648 | 13,414,334 | 1,274,314 | 107.3 | 0% |
| 2021 | 13,991,392 | 12,529,674 | 1,461,718 | 122.9 | 0% |
| 2022 | 14,103,746 | 12,205,860 | 1,897,886 | 122.5 | 23% |
| 2023 | 21,144,677 | 15,831,412 | 5,313,265 | 90.4 | 18% |
In its most recent public year (2023), this organization brought in $5,313,265 more than it spent. Its reserves stood at about 90.4 months of spending, down from 134.3 in 2011. Staff pay was 18% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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