Emblem Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 12,456,905 | 10,188,827 | 2,268,078 | 28.9 | 20% |
| 2012 | 12,942,623 | 10,198,284 | 2,744,339 | 32.3 | 22% |
| 2013 | 13,419,678 | 10,651,279 | 2,768,399 | 33.0 | 25% |
| 2014 | 13,549,825 | 11,069,911 | 2,479,914 | 35.0 | 26% |
| 2015 | 12,777,496 | 11,372,072 | 1,405,424 | 35.4 | 28% |
| 2016 | 13,773,815 | 11,808,802 | 1,965,013 | 35.8 | 29% |
| 2017 | 14,820,308 | 12,618,622 | 2,201,686 | 35.5 | 28% |
| 2018 | 16,132,685 | 13,488,181 | 2,644,504 | 35.2 | 28% |
| 2019 | 18,074,007 | 14,948,285 | 3,125,722 | 34.6 | 28% |
| 2020 | 17,953,564 | 15,451,117 | 2,502,447 | 36.1 | 28% |
| 2021 | 19,350,763 | 16,092,963 | 3,257,800 | 36.1 | 30% |
| 2022 | 23,248,388 | 18,657,736 | 4,590,652 | 27.2 | 34% |
| 2023 | 28,308,124 | 24,087,717 | 4,220,407 | 24.4 | 26% |
In its most recent public year (2023), this organization brought in $4,220,407 more than it spent. Its reserves stood at about 24.4 months of spending, down from 28.9 in 2011. Staff pay was 26% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
Emblem Credit Union's IRS filings as a feed — one entry per filing year, through 2023. Add the address to any feed reader; in Slack, send /feed subscribe with it (pasting the link alone won't subscribe). How this feed works