Credit Unions In The State Of Alabama
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 1,127,976 | 980,758 | 147,218 | 27.0 | 16% |
| 2012 | 1,372,383 | 1,100,513 | 271,870 | 27.1 | 21% |
| 2013 | 1,441,794 | 1,223,331 | 218,463 | 26.5 | 21% |
| 2014 | 1,662,038 | 1,347,882 | 314,156 | 26.8 | 21% |
| 2015 | 1,787,726 | 1,446,845 | 340,881 | 27.8 | 22% |
| 2016 | 1,886,010 | 1,637,296 | 248,714 | 26.4 | 19% |
| 2017 | 2,053,443 | 1,616,272 | 437,171 | 30.2 | 23% |
| 2018 | 2,096,021 | 1,710,796 | 385,225 | 31.2 | 21% |
| 2019 | 2,072,999 | 2,037,214 | 35,785 | 26.4 | 18% |
| 2020 | 2,026,057 | 1,974,898 | 51,159 | 27.6 | 20% |
| 2021 | 2,112,859 | 1,688,888 | 423,971 | 35.2 | 23% |
| 2022 | 3,087,715 | 2,653,656 | 434,059 | 24.4 | 16% |
In its most recent public year (2022), this organization brought in $434,059 more than it spent. Its reserves stood at about 24.4 months of spending, down from 27 in 2011. Staff pay was 16% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2022. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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