Chem Family Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 196,733 | 172,983 | 23,750 | 438.9 | 15% |
| 2012 | 181,656 | 150,808 | 30,848 | 511.8 | 19% |
| 2013 | 162,039 | 138,371 | 23,668 | 541.6 | 19% |
| 2014 | 162,367 | 143,774 | 18,593 | 512.7 | 19% |
| 2015 | 162,477 | 140,322 | 22,155 | 525.9 | 21% |
| 2016 | 158,841 | 142,550 | 16,291 | 524.4 | 20% |
| 2017 | 153,199 | 145,332 | 7,867 | 562.5 | 21% |
| 2018 | 179,649 | 175,190 | 4,459 | 461.2 | 18% |
| 2019 | 196,465 | 187,250 | 9,215 | 439.2 | 17% |
| 2020 | 156,673 | 151,435 | 5,238 | 567.0 | 21% |
| 2021 | 91,563 | 91,989 | −426 | 959.1 | 35% |
| 2022 | 80,624 | 80,543 | 81 | 1080.2 | 43% |
| 2023 | 132,559 | 132,439 | 120 | 510.0 | 27% |
In its most recent public year (2023), this organization brought in $120 more than it spent. Its reserves stood at about 510 months of spending, up from 438.9 in 2011. Staff pay was 27% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
Chem Family Credit Union's IRS filings as a feed — one entry per filing year, through 2023. Add the address to any feed reader; in Slack, send /feed subscribe with it (pasting the link alone won't subscribe). How this feed works