everyledgerAn index of 679,731 U.S. nonprofits · computed from public IRS filings · current through 2024

Railroad Community Credit Union

Irondale, AL / EIN 63-0437941 / Form 990 / latest filing 2023
Operating record · U.S. dollars
Fiscal yearRevenueExpensesNetReserve mo.Staff %
20172,124,7462,099,94524,80172.927%
20182,346,7732,308,56038,21365.425%
20192,610,7952,583,20627,58961.623%
20202,217,6032,192,21825,38574.628%
20211,772,1941,664,255107,93996.533%
20221,723,1931,508,767214,42692.437%
20232,209,6792,109,553100,12669.627%

In its most recent public year (2023), this organization brought in $100,126 more than it spent. Its reserves stood at about 69.6 months of spending, down from 72.9 in 2017. Staff pay was 27% of spending.

Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings

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