everyledgerAn index of 679,731 U.S. nonprofits · computed from public IRS filings · current through 2024

Valley Credit Union

Tuscumbia, AL / EIN 63-0421601 / Form 990 / latest filing 2023
Operating record · U.S. dollars
Fiscal yearRevenueExpensesNetReserve mo.Staff %
20113,061,8992,521,198540,70146.031%
20123,037,7962,411,727626,06951.831%
20132,927,9802,427,929500,05153.036%
20142,950,2822,579,732370,55051.638%
20152,909,8192,583,177326,64253.135%
20162,908,8342,749,867158,96750.534%
20173,080,7672,730,277350,49052.335%
20183,165,1942,850,364314,83050.935%
20193,217,1912,934,793282,39853.234%
20203,029,4032,838,207191,19657.334%
20213,024,2162,614,213410,00362.034%
20223,328,2272,821,472506,75547.533%
20234,170,2983,878,663291,63537.429%

In its most recent public year (2023), this organization brought in $291,635 more than it spent. Its reserves stood at about 37.4 months of spending, down from 46 in 2011. Staff pay was 29% of spending.

Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings

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