Guardian Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 11,286,297 | 10,059,907 | 1,226,390 | 35.7 | 26% |
| 2012 | 12,193,750 | 11,186,295 | 1,007,455 | 34.2 | 28% |
| 2013 | 13,426,348 | 11,925,582 | 1,500,766 | 31.2 | 33% |
| 2014 | 18,676,233 | 17,616,073 | 1,060,160 | 22.2 | 24% |
| 2015 | 23,396,976 | 21,756,627 | 1,640,349 | 18.6 | 24% |
| 2016 | 28,946,661 | 26,196,701 | 2,749,960 | 16.6 | 28% |
| 2017 | 33,564,846 | 29,234,682 | 4,330,164 | 16.9 | 30% |
| 2018 | 40,778,508 | 34,453,848 | 6,324,660 | 16.4 | 30% |
| 2019 | 45,079,483 | 40,276,428 | 4,803,055 | 15.4 | 30% |
| 2020 | 49,250,705 | 42,328,955 | 6,921,750 | 17.0 | 32% |
| 2021 | 55,701,810 | 45,563,567 | 10,138,243 | 18.3 | 32% |
| 2022 | 62,110,372 | 52,025,320 | 10,085,052 | 16.4 | 31% |
| 2023 | 79,832,389 | 69,635,277 | 10,197,112 | 14.2 | 26% |
In its most recent public year (2023), this organization brought in $10,197,112 more than it spent. Its reserves stood at about 14.2 months of spending, down from 35.7 in 2011. Staff pay was 26% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
Guardian Credit Union's IRS filings as a feed — one entry per filing year, through 2023. Add the address to any feed reader; in Slack, send /feed subscribe with it (pasting the link alone won't subscribe). How this feed works