Birmingham City Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 498,865 | 411,051 | 87,814 | 21.0 | 39% |
| 2012 | 577,106 | 461,689 | 115,417 | 21.7 | 38% |
| 2013 | 597,196 | 519,062 | 78,134 | 21.1 | 43% |
| 2014 | 662,055 | 572,571 | 89,484 | 21.0 | 38% |
| 2015 | 744,556 | 643,931 | 100,625 | 20.6 | 35% |
| 2016 | 755,383 | 673,348 | 82,035 | 21.1 | 40% |
| 2017 | 825,521 | 753,098 | 72,423 | 20.1 | 49% |
| 2018 | 821,642 | 674,293 | 147,349 | 25.0 | 40% |
| 2019 | 935,792 | 844,849 | 90,943 | 21.3 | 37% |
| 2020 | 911,265 | 910,475 | 790 | 19.7 | 32% |
| 2021 | 823,840 | 719,351 | 104,489 | 26.7 | 37% |
| 2022 | 966,521 | 912,694 | 53,827 | 21.8 | 33% |
| 2023 | 1,173,190 | 1,123,955 | 49,235 | 18.2 | 28% |
In its most recent public year (2023), this organization brought in $49,235 more than it spent. Its reserves stood at about 18.2 months of spending, down from 21 in 2011. Staff pay was 28% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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