everyledgerAn index of 679,731 U.S. nonprofits · computed from public IRS filings · current through 2024

Railway Employees Credit Union

Muscle Shoals, AL / EIN 63-0362060 / Form 990 / latest filing 2023
Operating record · U.S. dollars
Fiscal yearRevenueExpensesNetReserve mo.Staff %
2011708,813664,65244,16172.722%
2012644,880631,54513,33576.826%
2013578,914564,87914,03586.229%
2014629,881564,12365,75887.732%
2015618,498597,41421,08483.029%
2016619,184576,09143,09387.029%
2017598,343595,5392,80484.230%
2018606,801634,957−28,15678.427%
2019629,317713,854−84,53768.326%
2020557,723565,346−7,62386.129%
2021477,429470,5286,901102.929%
2022558,613475,76082,85387.430%
2023658,972548,414110,55879.025%

In its most recent public year (2023), this organization brought in $110,558 more than it spent. Its reserves stood at about 79 months of spending, up from 72.7 in 2011. Staff pay was 25% of spending.

Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings

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