Alatrust Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 6,665,159 | 5,691,968 | 973,191 | 43.7 | 32% |
| 2021 | 6,977,892 | 5,739,206 | 1,238,686 | 45.4 | 33% |
| 2022 | 8,462,340 | 6,122,684 | 2,339,656 | 28.3 | 34% |
| 2023 | 9,937,960 | 8,033,194 | 1,904,766 | 24.2 | 29% |
In its most recent public year (2023), this organization brought in $1,904,766 more than it spent. Its reserves stood at about 24.2 months of spending, down from 43.7 in 2020. Staff pay was 29% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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