Alabama Central Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 10,021,456 | 10,823,531 | −802,075 | 10.1 | 19% |
| 2012 | 8,133,996 | 7,038,123 | 1,095,873 | 17.1 | 33% |
| 2013 | 7,455,149 | 6,969,989 | 485,160 | 18.4 | 34% |
| 2014 | 7,714,111 | 7,031,037 | 683,074 | 19.3 | 34% |
| 2015 | 7,310,750 | 7,279,962 | 30,788 | 18.5 | 35% |
| 2016 | 8,592,242 | 7,902,695 | 689,547 | 17.6 | 35% |
| 2017 | 8,928,106 | 9,450,153 | −522,047 | 14.3 | 27% |
| 2018 | 9,247,024 | 8,823,435 | 423,589 | 15.7 | 31% |
| 2019 | 9,449,573 | 8,667,236 | 782,337 | 16.8 | 33% |
| 2020 | 9,327,773 | 9,295,331 | 32,442 | 15.9 | 32% |
| 2021 | 9,288,021 | 8,471,046 | 816,975 | 18.2 | 35% |
| 2022 | 10,136,034 | 8,917,432 | 1,218,602 | 16.3 | 36% |
| 2023 | 11,226,691 | 10,115,371 | 1,111,320 | 15.5 | 33% |
In its most recent public year (2023), this organization brought in $1,111,320 more than it spent. Its reserves stood at about 15.5 months of spending, up from 10.1 in 2011. Staff pay was 33% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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