Appliance Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 458,603 | 446,631 | 11,972 | 50.0 | 46% |
| 2021 | 536,076 | 557,117 | −21,041 | 39.0 | 50% |
| 2022 | 791,645 | 795,978 | −4,333 | 23.7 | 35% |
| 2023 | 686,739 | 696,570 | −9,831 | 28.0 | 41% |
In its most recent public year (2023), this organization spent $9,831 more than it brought in. Its reserves stood at about 28 months of spending, down from 50 in 2020. Staff pay was 41% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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