Tennessee Employees Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 1,147,765 | 1,219,770 | −72,005 | 55.4 | 33% |
| 2021 | 1,116,005 | 1,162,060 | −46,055 | 57.7 | 35% |
| 2022 | 1,340,323 | 1,272,594 | 67,729 | 53.2 | 34% |
| 2023 | 1,576,042 | 1,361,828 | 214,214 | 51.6 | 37% |
In its most recent public year (2023), this organization brought in $214,214 more than it spent. Its reserves stood at about 51.6 months of spending, down from 55.4 in 2020. Staff pay was 37% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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