A U B Employees Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 66,661 | 64,138 | 2,523 | 72.3 | 42% |
| 2021 | 64,146 | 62,878 | 1,268 | 74.0 | 45% |
| 2022 | 62,870 | 62,234 | 636 | 74.8 | 43% |
| 2023 | 75,865 | 69,191 | 6,674 | 68.5 | 34% |
In its most recent public year (2023), this organization brought in $6,674 more than it spent. Its reserves stood at about 68.5 months of spending, down from 72.3 in 2020. Staff pay was 34% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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