Hurd Employees Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 166,976 | 140,893 | 26,083 | 125.0 | 37% |
| 2021 | 159,985 | 134,883 | 25,102 | 132.8 | 39% |
| 2022 | 160,576 | 119,100 | 41,476 | 154.6 | 47% |
| 2023 | 190,329 | 238,434 | −48,105 | 74.8 | 24% |
In its most recent public year (2023), this organization spent $48,105 more than it brought in. Its reserves stood at about 74.8 months of spending, down from 125 in 2020. Staff pay was 24% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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