Gateway Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 729,441 | 685,756 | 43,685 | 16.6 | 32% |
| 2021 | 684,852 | 656,704 | 28,148 | 17.9 | 36% |
| 2022 | 732,988 | 654,440 | 78,548 | 19.4 | 40% |
| 2023 | 860,716 | 842,487 | 18,229 | 15.0 | 32% |
In its most recent public year (2023), this organization brought in $18,229 more than it spent. Its reserves stood at about 15 months of spending, down from 16.6 in 2020. Staff pay was 32% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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