First South Financial Federal Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 38,081,368 | 27,900,993 | 10,180,375 | 83.0 | 37% |
| 2021 | 36,735,546 | 26,012,713 | 10,722,833 | 94.0 | 39% |
| 2022 | 40,066,306 | 29,046,406 | 11,019,900 | 88.7 | 37% |
| 2023 | 53,656,539 | 39,651,139 | 14,005,400 | 63.2 | 41% |
In its most recent public year (2023), this organization brought in $14,005,400 more than it spent. Its reserves stood at about 63.2 months of spending, down from 83 in 2020. Staff pay was 41% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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