Credit Unions Chartered In The State Of Tennessee
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 13,239,971 | 12,541,259 | 698,712 | 20.2 | 34% |
| 2012 | 13,505,672 | 12,226,721 | 1,278,951 | 22.4 | 35% |
| 2013 | 13,090,601 | 11,962,963 | 1,127,638 | 25.0 | 38% |
| 2014 | 13,542,915 | 12,142,770 | 1,400,145 | 25.1 | 39% |
| 2015 | 13,913,515 | 12,417,470 | 1,496,045 | 24.5 | 41% |
| 2016 | 15,085,543 | 13,350,844 | 1,734,699 | 24.0 | 40% |
| 2017 | 17,150,418 | 14,286,316 | 2,864,102 | 25.0 | 37% |
| 2018 | 19,726,327 | 15,800,854 | 3,925,473 | 25.5 | 34% |
| 2019 | 21,802,337 | 18,693,450 | 3,108,887 | 22.6 | 31% |
| 2020 | 20,997,376 | 18,237,371 | 2,760,005 | 24.8 | 34% |
| 2021 | 21,028,853 | 15,466,316 | 5,562,537 | 34.6 | 40% |
| 2022 | 23,967,218 | 18,375,366 | 5,591,852 | 29.9 | 39% |
| 2023 | 31,385,639 | 27,102,233 | 4,283,406 | 22.5 | 29% |
In its most recent public year (2023), this organization brought in $4,283,406 more than it spent. Its reserves stood at about 22.5 months of spending, up from 20.2 in 2011. Staff pay was 29% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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