The Tennessee Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 11,795,551 | 11,208,591 | 586,960 | 26.7 | 26% |
| 2012 | 11,115,313 | 10,203,458 | 911,855 | 29.7 | 29% |
| 2013 | 10,842,718 | 10,354,670 | 488,048 | 30.3 | 28% |
| 2014 | 10,568,889 | 10,098,564 | 470,325 | 30.3 | 29% |
| 2015 | 10,787,645 | 10,392,333 | 395,312 | 29.8 | 29% |
| 2016 | 10,836,446 | 10,327,706 | 508,740 | 30.6 | 4% |
| 2017 | 11,477,590 | 10,463,788 | 1,013,802 | 30.4 | 4% |
| 2018 | 13,693,012 | 11,635,850 | 2,057,162 | 29.5 | 3% |
| 2019 | 14,109,022 | 12,706,215 | 1,402,807 | 27.9 | 30% |
| 2020 | 12,277,095 | 13,224,045 | −946,950 | 25.4 | 31% |
| 2021 | 12,031,552 | 12,127,904 | −96,352 | 27.3 | 3% |
| 2022 | 14,793,248 | 15,212,498 | −419,250 | 22.7 | 32% |
| 2023 | 19,477,558 | 19,244,298 | 233,260 | 18.1 | 31% |
In its most recent public year (2023), this organization brought in $233,260 more than it spent. Its reserves stood at about 18.1 months of spending, down from 26.7 in 2011. Staff pay was 31% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
The Tennessee Credit Union's IRS filings as a feed — one entry per filing year, through 2023. Add the address to any feed reader; in Slack, send /feed subscribe with it (pasting the link alone won't subscribe). How this feed works