Cn Ic Employees Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 541,436 | 624,923 | −83,487 | 28.4 | 26% |
| 2021 | 568,571 | 524,033 | 44,538 | 34.9 | 32% |
| 2022 | 591,435 | 531,589 | 59,846 | 35.7 | 30% |
| 2023 | 716,605 | 695,753 | 20,852 | 26.6 | 26% |
In its most recent public year (2023), this organization brought in $20,852 more than it spent. Its reserves stood at about 26.6 months of spending, down from 28.4 in 2020. Staff pay was 26% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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