Chattanooga Area Chamber Of Commerce
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 1,628,727 | 1,660,215 | −31,488 | 1.1 | 49% |
| 2021 | 1,935,611 | 1,671,731 | 263,880 | -1.3 | 50% |
| 2022 | 1,582,097 | 1,725,571 | −143,474 | -2.2 | 44% |
| 2023 | 1,629,415 | 1,780,552 | −151,137 | -3.2 | 39% |
In its most recent public year (2023), this organization spent $151,137 more than it brought in. Its liabilities exceeded its net assets — reserves were below zero (-3.2 months), down from 1.1 in 2020. Staff pay was 39% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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