Trust Agreement Pennsylvania Independent Schools Insurance
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2016 | 919,321 | 91,300 | 828,021 | 0.0 | 0% |
| 2020 | 2,327,041 | 2,358,846 | −31,805 | 2.0 | 0% |
| 2021 | 2,337,712 | 2,051,750 | 285,962 | 4.0 | 0% |
| 2022 | 2,432,382 | 2,855,545 | −423,163 | 1.1 | 0% |
| 2023 | 3,181,094 | 3,814,923 | −633,829 | -1.2 | 0% |
In its most recent public year (2023), this organization spent $633,829 more than it brought in. Its liabilities exceeded its net assets — reserves were below zero (-1.2 months), down from 0 in 2016. Staff pay was 0% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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