Finex Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2021 | 7,074,644 | 5,691,677 | 1,382,967 | 18.6 | 28% |
| 2022 | 5,905,863 | 5,467,885 | 437,978 | 20.4 | 31% |
| 2023 | 7,998,878 | 7,767,546 | 231,332 | 15.7 | 32% |
| 2024 | 10,167,569 | 12,010,475 | −1,842,906 | 12.9 | 27% |
In its most recent public year (2024), this organization spent $1,842,906 more than it brought in. Its reserves stood at about 12.9 months of spending, down from 18.6 in 2021. Staff pay was 27% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2024. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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