Radiant Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2021 | 32,731,636 | 27,893,079 | 4,838,557 | 283.4 | 38% |
| 2022 | 40,380,300 | 34,980,000 | 5,400,300 | 225.4 | 34% |
| 2023 | 49,826,074 | 47,045,579 | 2,780,495 | 168.3 | 27% |
In its most recent public year (2023), this organization brought in $2,780,495 more than it spent. Its reserves stood at about 168.3 months of spending, down from 283.4 in 2021. Staff pay was 27% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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