Smart Choice Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 172,752 | 163,418 | 9,334 | 139.2 | 48% |
| 2012 | 166,104 | 158,356 | 7,748 | 143.9 | 56% |
| 2013 | 166,640 | 163,193 | 3,447 | 146.3 | 34% |
| 2014 | 198,917 | 171,241 | 27,676 | 141.3 | 36% |
| 2015 | 193,459 | 164,774 | 28,685 | 187.7 | 50% |
| 2016 | 198,724 | 184,238 | 14,486 | 192.0 | 47% |
| 2017 | 218,654 | 187,824 | 30,830 | 217.2 | 48% |
| 2018 | 195,799 | 174,502 | 21,297 | 229.2 | 37% |
| 2019 | 191,510 | 179,537 | 11,973 | 235.5 | 36% |
| 2021 | 174,284 | 165,407 | 8,877 | 286.0 | 40% |
| 2022 | 162,354 | 191,170 | −28,816 | 229.9 | 33% |
| 2023 | 215,201 | 200,814 | 14,387 | 217.9 | 0% |
In its most recent public year (2023), this organization brought in $14,387 more than it spent. Its reserves stood at about 217.9 months of spending, up from 139.2 in 2011. Staff pay was 0% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
Smart Choice Credit Union's IRS filings as a feed — one entry per filing year, through 2023. Add the address to any feed reader; in Slack, send /feed subscribe with it (pasting the link alone won't subscribe). How this feed works