Vizo Financial Corporate Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 76,672,079 | 58,336,350 | 18,335,729 | 75.0 | 22% |
| 2021 | 155,341,145 | 54,006,594 | 101,334,551 | 101.0 | 25% |
| 2022 | 215,933,784 | 135,018,605 | 80,915,179 | 43.9 | 10% |
| 2023 | 312,063,561 | 251,198,292 | 60,865,269 | 26.5 | 6% |
In its most recent public year (2023), this organization brought in $60,865,269 more than it spent. Its reserves stood at about 26.5 months of spending, down from 75 in 2020. Staff pay was 6% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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