Virginia Mortgage Bankers Assoc
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2019 | 192,016 | 169,554 | 22,462 | 11.0 | 0% |
| 2020 | 109,305 | 95,353 | 13,952 | 21.2 | 0% |
| 2021 | 178,483 | 157,790 | 20,693 | 14.4 | 0% |
| 2022 | 170,364 | 163,892 | 6,472 | 14.3 | 0% |
| 2023 | 155,824 | 153,142 | 2,682 | 15.6 | 0% |
In its most recent public year (2023), this organization brought in $2,682 more than it spent. Its reserves stood at about 15.6 months of spending, up from 11 in 2019. Staff pay was 0% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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